Toyota Access Loan

A Toyota Access Loan means you can drive the Toyota you want today with the knowledge that the future is taken care of.

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Why choose a Toyota Access Loan?

Access the future with Toyota Access and know exactly how much your car will be worth to us at the end of your car loan (subject to fair wear and tear and agreed kilometres being met). When your loan ends, you will have three flexible options to choose from. And, thanks to Toyota Personalised Repayments[F6] that remain fixed for the life of the loan, your repayments won’t change. So, no nasty surprises.

John Cole Toyota Atherton & Innisfail

Lower monthly repayments[F9] with a Guaranteed Future Value[F2]

Your Guaranteed Future Value[F2] helps you to plan for the future with confidence, and you could also end up paying less per month than with a standard car loan. From the first day of your loan, you'll know your monthly repayments and the value of your Toyota at the end of your loan, as determined by us.

John Cole Toyota Atherton & Innisfail

A Toyota Access Loan gives you more options

With Toyota Access your balloon payment won't be larger than what your vehicle is worth to us, a Toyota Access Loan provides clear options at the end of your loan period. You can use your Guaranteed Future Value[F2] to trade up to another vehicle, refinance the remainder, buy the vehicle outright or simply walk away with nothing more to pay (subject to fair wear and tear guidelines, agreed kilometres and contract conditions being met).

John Cole Toyota Atherton & Innisfail

Know what’s ahead

It can be worrying not knowing what the future holds. With a Toyota Access Loan, you can see exactly where you’re headed.

John Cole Toyota Atherton & Innisfail

Keep your options open

There’s more than one way to end your Toyota Access Loan. We’ll give you all the choices upfront, to do what suits you best when the time comes.

John Cole Toyota Atherton & Innisfail

Stay in control

Design your Toyota Access Loan to suit you. You decide on your deposit amount, term length and repayment frequency to calculate your Guaranteed Future Value[F2].

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Getting your Toyota Access Loan quote

We give you the power to choose exactly how the life of your Toyota Access Loan will play out. You’re in control every step of the way.

John Cole Toyota Atherton & Innisfail

Enter details

Choose a Toyota, your deposit amount (if any), the frequency of your repayments and loan term, then estimate how many kilometres you’ll drive.

John Cole Toyota Atherton & Innisfail

Calculate repayments

Toyota Finance analysts calculate your vehicle’s Guaranteed Future Value[F2] based on your choices and market data.

John Cole Toyota Atherton & Innisfail

Finance breakdown

Using your Toyota Personalised Repayment[F6] and your Guaranteed Future Value[F2], we offer you a competitive fixed rate loan..

End of loan options

When your loan term ends, you have three options: trade in for a new model, keep the vehicle, through refinancing or paying it off outright, or return the vehicle to us for the Guaranteed Future Value[F2].

John Cole Toyota Atherton & Innisfail

Trade

Visit your preferred dealer if you’d like to upgrade your Toyota for a new model. If the trade-in value is higher than your outstanding balance, you can put the difference towards your new vehicle.

John Cole Toyota Atherton & Innisfail

Keep

If you’d prefer to keep your Toyota, choose to pay the outstanding balance on the vehicle or let us help you refinance the remainder (conditions apply).

John Cole Toyota Atherton & Innisfail

Return

If you’d like to return your car, Toyota Finance will pay you the Guaranteed Future Value [F2] agreed at the start of your loan (subject to fair wear and tear and agreed kilometres being met) and put it against the remaining balance owing on your account.

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Fees that will apply

Establishment Fee

The cost to set up your approved loan with Toyota Finance. It is payable upon loan settlement, and can be included within the amount financed.

This is referred to in your contract as your Loan Account Establishment Fee.

$395

Vehicle Security Registration Fee

The cost of registering Toyota Finance’s security interest in your vehicle on the Australian Government’s Personal Property Securities Register.

$6

Account Administration Fee

A monthly fee for the management of your loan account.

$8/month

On-charged Dealer Agency Fee

This fee covers the dealership’s cost of preparing your finance application on Toyota Finance’s behalf.

The Toyota Finance & Insurance Manager within the dealership is responsible for explaining the different types of finance products to you, and arranging all the necessary paperwork to submit, manage and finalise your finance application.

$890 +GST

The choice is yours

Just like a personal Toyota Access Loan, you have the power to choose the terms that perfectly match your business needs. Feel secure knowing that as your business grows you’ve got the options you need to stay flexible.

John Cole Toyota Atherton & Innisfail

Fixed interest rates

Business can be unpredictable, a Toyota Access Loan isn’t. Enjoy fixed rates for the life of the loan.

John Cole Toyota Atherton & Innisfail

Guaranteed Future Value[F2]

Gain peace of mind knowing how much your Toyota will be worth to us at the end of your loan (subject to fair wear and tear and agreed kilometres being met).

John Cole Toyota Atherton & Innisfail

Flexible options

At the end of the loan, you’re free to make the right decision for your business. Return the vehicle, trade in, refinance or buy outright.

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What’s next?

If you’re ready to get the wheels moving on a Toyota Access Loan then there are just a couple of steps to get it underway.

John Cole Toyota Atherton & Innisfail

Get your Toyota Personalised Repayments[F6] today

It only takes a couple of minutes to calculate your Toyota Personalised Repayments[F6] and interest rate. You’re then able to use the calculator to see how much your dream Toyota vehicle will cost you for the duration of your loan.

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John Cole Toyota Atherton & Innisfail

Contact us Today

Once you’re happy with your quote, you can contact your John Cole Toyota Atherton & Innisfail Toyota. We will be able to answer any of your questions and help you start your Toyota Access Business Vehicle Loan application.

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Disclaimer

[F2] - The Guaranteed Future Value (GFV) is the minimum value of your Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access GFV products are available to approved customers of Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

[F6] - Approved applicants only. Terms and conditions apply. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

[F9] - Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.